In a market flooded with unfulfilled promises and flashy claims, financial advisors need an FMO (Field Marketing Organization) or IMO (Independent Marketing Organization) that actually delivers.
We understand how busy you are, juggling clients, family, and life’s priorities– you shouldn't have to deal with the hassle of follow-ups or pushy sales tactics.
"In today's world, having someone who picks up the phone, responds quickly, and truly works with you is rare. You guys are a million miles ahead because that’s what’s missing in this industry. That’s why I love Core Income." – Mark H.
Founded by an actuary, Core Income stands out by putting high-quality service, mathematical precision, and long-lasting partnerships first. We’re not just a wholesaler; we’re an extension of your team, providing unbiased guidance and fast, accurate responses whenever you need us.
Want to learn more? Reach out to us at info@coreincome.com. We guarantee no pressure, obligations, or spam— just the information you're looking for, hassle-free.
Table of Contents
Actuarial Expertise: Math-Driven Client Recommendations
Core Income’s strong foundation in actuarial expertise empowers financial advisors to offer clients reliable, data-driven, third-party recommendations. We use independent, fact-based insights to recommend mathematically superior strategies for your clients.
We have a team of actuaries and educated professionals ready to help you interpret and prepare the data for your clients. With clear, objective strategies backed by rigorous analysis, you can confidently help clients achieve long-term goals and manage risk effectively.
Actuary Lab
The Actuary Lab is Core Income’s proprietary suite of risk management tools designed to help financial advisors enhance their retirement planning strategies and navigate client portfolios with precision.
With Actuary Lab, you can take control of complex technical concepts like inflation, longevity, internal rate of return, and sequence of returns and turn them into simple, customized reports for your clients.
“Core’s actuarial expertise helps me excel. The opportunity to give the client an opinion when it’s not a sales structure but fundamental actuarial work differentiates us from a compliance standpoint and allows us to give clients confidence." – Robert O.
100% Answer Rate Guarantee: When You Call, We Pick Up
One of advisors' common frustrations with FMOs and IMOs is their inaccessibility and slow response times.
Core Income’s 100% answer rate guarantee* and quick turnaround time ensures advisors can serve their clients without unnecessary delays or frustration. We know timeliness is essential for your business, so when you call, we pick up.
Our team is available to help you at any time; you won’t be redirected to voicemail. No waiting, no delays – giving you immediate access to the support and information you need.
“I know if I send something to Core, someone’s picking it up – everyone’s so responsive. No matter when I call, the phone is picked up and directed to the right person. It’s great quality and great service.” – Stacy T.
Your Consistent, Personalized Team
At Core, we understand the importance of continuity, personalized service, and streamlined processes.
Think of our team as an extension of yours – we’re here to support you every step of the way. Unlike other FMOs or IMOs where advisors often speak with a different person, your expert team at Core remains consistent.
We don’t expect you to adjust to our way of doing business—instead, we adapt to yours. Your feedback is invaluable to us, and we’re always open to making adjustments that fit your unique needs. Every advisor we work with helps us improve our processes to better serve you and your clients.
We recognize that our commitment to exceptional service extends beyond just supporting you as the advisor—it’s about supporting your clients, too. We’ll handle the heavy lifting so you can focus on what matters most.
“There are a lot of companies out there that do what you do, but the initial differentiator was the math-based approach. And then, what really set the hook, was the service. You’re the only product distributor I actually pick up the phone for, because I like talking to you guys. Clearly, the Core team cares about what they do, and it keeps us coming back.” – Michael G.
Insurance Intel: Helping Advisors Master Insurance in Retirement Planning
Our Insurance Intel events are an opportunity for financial advisors to learn directly from an actuary.
This two-day training allows advisors to meet the Core team, connect with other advisors, and learn how to effectively integrate annuities, life insurance, and long-term care into their practice to enhance client strategies.
Led by our Founder and Head Actuary, Dan Slater, this event equips financial advisors with in-depth knowledge of insurance products. We provide actionable insights on presenting these solutions to clients and offer a range of strategies for discussing insurance in retirement planning with your centers of influence.
This comprehensive training keeps advisors one step ahead. To join an upcoming Insurance Intel event in 2025, email us at info@coreincome.com for updates on future dates.
“There’s so much in the insurance space that I still don’t know. I rely on you guys heavily for the majority of the knowledge.” – Michael M.
Industry Connections: Less Time on Hold, More Time for Clients
Navigating the complex world of insurance can be time-consuming, but Core Income’s established relationships with insurance companies make it seamless for advisors.
Often, it takes multiple calls—sometimes two or three—to make sure you receive an accurate answer from insurance companies. Navigating this process requires persistence, as we work with insurers who may not fully grasp the urgency or significance of client needs. But for us, it’s crucial: whether it's managing a million-dollar investment or a thousand-dollar premium on a term policy, we know how much each dollar matters. We’re committed to getting you the answers and assurance you deserve, with a focus on protecting your clients’ money and trust.
“Core’s access to someone at the insurance company that I don’t have access to has been so valuable. I thought I was saving time by emailing the insurance company directly, but they were giving me answers I didn’t like. I forwarded it to my Core team, and they got in touch with their insurance contact and figured it out. From then, I decided I wasn’t talking to anybody but Core again.” – Michael M.
Core handles the interactions and secures accurate, expedited responses from company representatives, saving advisors valuable time. We check in and follow up with carriers, so you don't have to. You can focus on your clients, and we'll handle the rest.
“It always comes down to follow-up. My experience has been great – that’s why I always tell people to call you. When we send business to Core, the team follows up, giving me a heads-up on what’s going on and the next steps. Staying on top of that is probably the most important thing. That’s why we go through you.” – Chris H.
Marketing Support
Core Income’s marketing team is here to support you with a full suite of support and resources to elevate your brand narrative, implement effective strategies, and provide marketing education. Here’s how we can help:
Marketing Guidebook: A step-by-step approach to building a solid marketing foundation
Custom Requests: From one-pagers to graphics, we're here for any one-off requests
Tools & Resources: Explore a collection of white-label booklets and presentations
Brand Narrative: Strengthen your messaging through an in-depth analysis
Digital Marketing & Prospecting: Strategies to boost your presence both online and in person
Events & Press Support: Event assistance and media/press release ideas to amplify your brand
Our goal is to grow your business in every way possible. At Core Income, we’re committed to long-term partnerships, connecting you with workshops, lead generation, and events that help you and your network thrive.
Testimonials: Why Financial Advisors Choose Core Income
Financial advisors frequently emphasize the value they receive from Core:
"The other advisors on our team swear by you guys... We had worked with other FMOs out there, but our advisors kept coming back and saying, 'This team at Core, they're really, really good." – Craig C.
“I’ve worked with 3 FMOs and I’m a Core-lifer. It’s clearly the best.” – Stacy T.
“It’s hours of work that you guys take care of quickly… I’m always going to reach out to you.” – Michael M.
“We get bombarded weekly, if not daily, by FMOs. I chose Core because I like you, I think you’re honest, and I like the actuarial background.” – Russell T.
“I need a team that’s not going to make me look over my shoulder… and that’s why I’m with Core.” – Robert O.
“There’s a thousand FMOs out there, but nobody’s been able to do it like you guys do.” – Jeff K.
Conclusion
Core Income stands out from other FMOs and IMOs by prioritizing what matters most: exceptional service, a mathematically precise approach to risk management, and nurturing long-lasting, collaborative relationships.
Whether it’s through events like Insurance Intel, an unwavering commitment to answering your calls, or personalized support, Core Income remains committed to helping financial advisors like you grow and succeed.
We’re always here to help. Call the Core Income team today at 800.541.7713 to learn how we can add value to your practice and benefit your clients.
*Monday-Friday 8AM-5PM (CT)
--
Core Income is an FMO, IMO, and independent insurance brokerage dedicated to serving financial advisors, their staff, and their clients.
Our mission is to help advisors deliver financial certainty by supporting them through actuarial precision, elite responsiveness, and collaborative partnerships.
To learn more about how we can support you, schedule a consultation with our team or call us at 800.541.7713.
Stay connected with us on social media for more tips and insights on annuities, life insurance, and long-term care.
Comments